About Us

As your financial advisor, I am dedicated to helping you achieve your financial goals. As a woman, who has had her share of mistakes as well as accomplishments, I can relate to your situation. Been there, done that. As a solo practitioner, I consider our relationship to be very personal and will be there to assist with all financial decisions.

We offer personalized financial planning and investment advisory services to meet your needs. One size fits all attitudes are best left to umbrellas and burgers. At Rosemary Frank Financial, LLC, we specialize in tailoring plans to not only fit your current situation, but also provide a foundation for future growth. No matter where you are in your financial journey, we endeavor to take you to the next level.

Tell me your greatest fears and concerns. Together, we can develop a plan, set some goals, identify action steps, and implement a strategy to overcome them. You are not alone. Professional guidance is available to help you manage your financial independence. I began this second career over twenty years ago because, as a woman, I felt misunderstood and underserved by the financial services industry. It is my personal mission to prevent as many women as possible from feeling the same way.

As a fee-only investment advisor, with overarching fiduciary responsibility to you, we always act in your best interests and serve you with utmost loyalty and good faith. We operate according to formally adopted Policies and Procedures, a Code of Ethics, and a Privacy Policy, each for your benefit. We are independent and accept no commissions or incentives from any investments we may recommend to you and we sell no products.

Our Philosophy

Rosemary Frank Financial, LLC provides you with the tools, personal resources, expertise, and guidance you need to make your best financial decisions. We believe in combining financial education, at whatever level you need, with individualized guidance and assistance. There are helpful blog posts and videos on this website, and I can refer you to others, which we can then discuss one-on-one to further your understanding of any topic.

I believe in striving to exceed your service expectations. Although I am a solo practitioner, the resources I bring to you go far beyond my personal capabilities. I have a relationship with a broker/dealer who completes all trade transactions as well as a host of administrative tasks to service your accounts. Additionally, if ever I was not available for any reason and you needed immediate service, they are available to you by phone. 

My investment philosophy is such that all accounts are separately managed and actively managed. That means that your money is managed according to your goals and objectives, and your individual risk tolerances, and not pooled with other peoples’ money. It also means that your accounts receive regular attention and adjustments are made according to how market indicators align with your personal investment profile.

Our Services

 

Retirement Planning

“Retirement” is being redefined every day. Most important, is what it means to you. I’m ready to listen. I don’t have any predetermined retirement plan for you, but I can help you develop one.
 

Financial Planning for Women

There are several financial factors that require women to plan for themselves differently than men. Women earn less than men performing the same work with the same qualifications.
 

Wealth Management

Wealth management includes a variety of services intended to provide whatever you may need: financial planning, investment advisory, portfolio management, or simply a strategy review or second opinion.
 

Financial Planning

The future will happen whether you plan for it or not. The time to begin was yesterday. That’s not to make you feel bad but most retirees report that their greatest regret was not having saved more and sooner.
 

Divorce Financial Consulting

Going through a divorce will force you to make the biggest financial decisions of your entire life – at a time when you may feel the least capable of doing so.
 

Lifestyle Counseling

Several key concepts must be understood, and harnessed, to secure your financial well-being. First, managing your money is more about emotions than it is about math.
 

Small Business Owners

When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. The anticipation of having their vision become a reality often blinds new entrepreneurs to that all-important question: Does it all makes sense financially?
 

Estate Planning

For some people, financial planning is mainly concerned with how best to go about building a nest egg, and how to make it last through your elder years.

We manage assets for individuals and families, providing investment management, and financial planning services.

Blogs

FAQ

Q

How long does it usually take for my account to transfer to you?

The establishment of an account, and issuance of an account number, is usually completed within 24 hours. The subsequent transfer of investments to that account will usually take 5-10 business days. We manage the entire process, and you need not contact the investment organization you are leaving.

Q

When I invest with you, where is my money held?

Our Broker/Dealer and Custodian of funds is Altruist Financial LLC, the leader of such services exclusively for registered investment advisors. You will access your account on Altruist's client portal and Altruist will issue your monthly account statements and annual tax documents.

Q

Is there a minimum amount required to invest?

We usually request that you have at least $100,000 to open a relationship. This will enable us to be most efficient in providing services to you. Exceptions can be made on a case by case basis but there is a firm account minimum of $10,000.