Divorce Financial Consulting
Going through a divorce will force you to make the biggest financial decisions of your entire life – at a time when you may feel the least capable of doing so. When you are in such extremely difficult circumstances, it is normal to question your ability to make even the smallest decisions. Or you may not be accustomed to making financial decisions. Even among the best of us, the emotionalism of divorce may cloud your normally good judgement.
Divorce will essentially force every financial decision you have ever made (or not made) over a period of many years, to be made again, all at once, and under pressure. A divorce financial analysis will provide a professional assessment of all marital property, hidden taxes, future appreciation of assets, valuations of pensions and equity compensation (restricted stock, stock options, deferred income, etc.), future income and living expenses, alimony, and child support, and replacement of insurances. Additionally, I will factor in future inflation rates, investment returns, and different tax brackets as per future filing status for each of you.
Further, if your situation necessitates it, I can apply my skills as a Certified Fraud Examiner (CFE) and/or Master Analyst in Financial Forensics (MAFF) to resolve any uncertainties regarding deception or hidden assets. Or it may be the case that, while no deception was intended, you simply are not certain of all that may be in the marital estate and a bit of scrutiny and detection is desirable.
Post-divorce services can help structure your new financial beginning with deliberate care and focus. It is critical at this juncture of your life to weigh the financial commitments you make, evaluate your new lifestyle before you get swept along by old habits that may not have been the best, or at the very least will not have the same household income to support them. This is as close as it gets to a lifetime do-over and you need to take advantage of that.
For more about our divorce consulting services click here.